PMVVY: In this new year, you should apply for this government scheme because you can get 72 thousand rupees a year under this scheme.
In today’s time, most people work in the private sector. These people are very much worried about the future because, after retirement, it becomes very difficult to manage household expenses.
In such a situation, if you want to live life without tension, you should immediately apply for this government scheme.
Under this scheme, you will be given 72 thousand rupees a year from the government.
Will get 72 thousand rupees for the year
Suppose you invest a lump sum of Rs 9 lakh in the Pradhan Mantri Vay Vandana Yojana.
In that case, you will be given a pension of Rs 72 thousand annually. LIC gives 7.40% annual interest on this scheme.
On the other hand, if you want to take a half-yearly pension, then you will be given 36 thousand rupees every six months.
At the same time, this scheme also offers the option of taking a monthly pension.
In such a situation, you will be given a pension of 6 thousand rupees every month by LIC.
Know the plan before investing
The name of this central government scheme is Pradhan Mantri Vaya Vandana Yojana, through which people get social security.
Under this scheme, the pensioner is given the pension facility on a monthly, quarterly, half-yearly or yearly basis.
This scheme has been brought by the Central Government and Life Insurance Corporation of India (LIC).
Only people 60 years or more age can apply for this scheme. An investor can invest an amount of Rs 15 lakh in this scheme.
Will get back the investment amount
The most important thing in this scheme is whatever money you invest.
That amount is given back to you by LIC, i.e. whatever amount you invest in this scheme, LIC will return that amount to you again after ten years.
In this scheme, you will also continue to get a pension. After a time limit, the investment amount will also be given to you again.
If you surrender the policy in the middle, then whatever money you invest under this scheme. That amount will be given back.
