On the first day of the new year, Punjab National Bank gave its customers a big gift.
This government bank has changed interest rates on Savings Accounts and Fixed Deposits.
The good thing from the customers’ perspective is that these new bank rates will only be effective from today, i.e. January 1, 2023. Let us know about these schemes in detail –
1- Punjab National Bank FD Rates (PNB Savings Account Fixed Deposit Rates)
This government bank is paying 3.50 per cent interest on FDs of 7 to 45 days and 4.50 per cent on FDs of 46 days to 179 days.
At the same time, Punjab National Bank will pay 5.50 per cent interest on FDs of 180 days or more but less than one year.
Tell me, now the bank will give more interest than before to the customers who get FD from 1 year to 665 days.
According to the new rates, on January 1, 2023, customers will get 6.75 per cent interest instead of 6.30 per cent for this period.
On getting 666 days FD, customers will continue to get 7.25 per cent interest as before.
At the same time, the new interest rate on fixed deposits of 667 days to 2 years will be 6.75 per cent instead of 6.30 per cent.
PNB has also increased the rates for FDs of more than two years and three years.
The bank will pay 6.75 per cent interest from January 1, i.e. now. Let us tell you, FDs of more than three years and up to 10 years will continue to get 6.50 per cent interest as before.
2- Punjab National Bank Savings Account Interest Rate (PNB Savings Account Interest Rates)
The bank has retained the old rate (2.70 per cent) on savings accounts of less than Rs 10 lakh.
At the same time, the bank will pay 2.75 per cent interest on savings accounts of Rs 10 lakh or more and less than Rs 100 crore.
At the same time, it has been decided to give 3 per cent interest to bank customers on savings accounts of more than 100 crores.
Earlier, only 2.75 per cent interest was given by Punjab National Bank on this limit.
