The Employees’ Provident Fund Organisation (EPFO) manages retirement funds in India and offers its members three social security programs: the Employees’ Provident Fund (EPF), a pension plan, and an employee insurance program.
These programs are governed by the EPF Plan of 1952, the Pension System of 1995 (EPS), and the Insurance Scheme of 1976 (EDLI).
Together, they are designed to meet the needs of EPFO members and provide them with comprehensive social security benefits.
Here are the top 6 EPFO claim forms that everyone has to be familiar of:
- Form 10C: This form is used to withdraw funds from your employer’s EPS contribution.
- Form 10D: This form is used to receive a monthly pension.
- Form 31: Use this form to get loans and withdrawals from your EPF account.
- Form 13: Use this form to transfer funds from one employment to another. It guarantees that your cash remains secure and not scattered.
- Form 20: Using this form, your family member or nominee can get PF money in the event of an employee’s death, even if your employment was less than 10 years.
- Form 51F: Your nominee can use Form 51F to collect the Insurance benefits of the Employees’ Deposit related insurance.
Provided that the account is linked with Aadhaar and updated by the bank, filing the claim online is possible.
Pension withdrawal benefits and non-refundable advances for PF can be applied for online.
By completing all of these documents, the family of the scheme holder can receive PF/pension and insurance benefits promptly in case of the holder’s demise.
Attesting the claim application form is the responsibility of the establishment or employer.
If the employer or institution fails to confirm the claim form, the bank’s management where the member’s savings account is held may attest to it.
Alternatively, the member can request the relevant field office to complete the KYC process, which must be verified by an authorized field official.
If there is a disagreement with the employer, the member can explain the reason for being unable to obtain the employer’s signature and request attestation from the bank manager.
If necessary, the Regional PF Commissioner will follow up with the employer at a later time.
EPFO is one of the largest social security organizations in the world, both in terms of its client base and financial transactions.
As per the Annual Report of 2019-20, it currently manages 24.77 crore accounts for its members.
