Every now and then, the main government and local governments create different plans for everyone in the country.
Recently, the Modi government started a special plan to help women become more independent. It’s called the New Swarnima Loan Scheme.
This plan is run by the National Backward Classes Finance and Development Corporation (NBCFDC). Its goal is to help poor women from backward classes become more self-reliant.
Under this plan, the government is giving a loan of up to Rs 2 lakh to women with a yearly family income of up to Rs 3 lakh.
The government is charging a 5 percent interest on this loan every year, which is much lower than the normal interest rate.
You have to pay the EMI of this loan every three months instead of every month.
You can take up to 8 years to pay back the loan. If you want more information about the plan, you can call its toll-free number 18001023399 or visit its official website www.nbcfdc.gov.in.
With this loan, women from backward classes can start their small business. You can also use this loan for things like education expenses.
To get the benefits of the plan, you need documents like Aadhar Card, PAN Card, Voter ID Card, Caste Certificate, Income Certificate, and Residence Certificate.
