Sometimes in life, unexpected expenses come up, and we may not have planned for them.
During these times, we may need quick financial help. Instant personal loans can be very helpful in such situations.
These loans provide fast and easy solutions for various needs, like covering urgent medical bills or home repairs.
To deal with such situations, Non-Banking Financial Companies (NBFCs) and traditional banks offer instant personal loans.
The best part is, you don’t need to worry about your CIBIL score when applying for these loans.
Companies like Bajaj Finance Limited provide Insta Personal Loans. With these loans, you don’t have to worry about going through the whole process of checking your CIBIL score.
These loans are made for people who need money right away.
Below is how you can take a loan of Rs 50,000 from Bajaj Finance without checking CIBIL score:
- Go to the Insta Personal Loan page on the Bajaj Finserv website.
2. Click on the “Check Offer” button, and a form will pop up.
3. Enter your 10-digit mobile number and the OTP to confirm your profile.
4. You’ll then see an offer with a pre-set loan amount on your screen. You can either accept this offer or choose a lower amount based on what you need.
5. Select the time you want to pay back the loan according to your preference.
6. Finish the online form by clicking “Proceed.”
7. The online process might be different if you’re a new or existing customer.
Other benefits of Insta Personal Loan
Preset limit
You can find out how much loan you can get without dealing with a long application process.
If you’re already a customer, you might be offered a loan limit in advance. If you’re a new customer, you can instantly know your pre-set limit.
To find out your pre-approved Insta Personal Loan limit, just enter your phone number and OTP.
No documents required, no extra fees
For some of our current customers, getting an Insta Personal Loan is easy.
They don’t have to do any paperwork, and there’s no need to provide documents like KYC papers or proof of income. We’re also very transparent in the entire process.
You can see all the fees and charges in the loan documents and on the company’s website.
There are no hidden charges, and everything is clear and open.
Facility to get instant money
With Insta Personal Loan, the process of transferring the loan to your bank account is super quick, just like the efficient green channels at the airport.
You’ll usually get the loan amount in your bank account within 30 minutes to 4 hours after applying, so you can get the money you need right away.
Flexible loan repayment time frame
With Insta Personal Loan, you have different choices for paying back the loan, ranging from 6 to 63 months.
You can pick the loan repayment duration based on what suits you.
So, it’s a good idea to select the repayment plan that matches your financial situation, ensuring you get the most benefit and satisfaction.
In the world today, you might face unexpected financial needs that you didn’t plan for.
For those who want to deal with surprise expenses easily, the Bajaj Finance Insta Personal Loan is a great choice.
You can also make use of the Insta Personal Loan EMI calculator on the Bajaj Finserv website to help you handle your money wisely.
Simply put in the loan amount, how long you want to repay it, and the interest rate in the calculator. It will then show you the EMI amount automatically.
Go to the Bajaj Finserv website today to find out about your pre-approved offer.
