Flight Delay or Cancellation? Know How Travel Insurance can Provide Rs 2 Lakh Coverage

Lots of videos and pictures are spreading on social media, showing the problems passengers are having because flights are late or canceled.

This month, many flights are being canceled or delayed because of the ongoing cold weather and thick fog in North India.

Do you know what to do if your flight is late or canceled? Let’s find out in this article today.

Will you get refund on flight delay?

As per DGCA rules, if a flight is late or canceled, the airline offers certain services to the passenger.

1. If the airline cancels the flight, they will offer the passenger a new flight option or provide compensation, along with a full refund of the flight ticket.

2. If a passenger is waiting for another flight, the airline will also give them food and refreshment.

3. If the flight is late, the airline will give the passenger food, drinks, another flight option, a refund for the ticket, or a place to stay in a hotel.

Let me explain that if a flight is canceled or late because of an unexpected event (Major Event), the airline may not have to offer those services.

Does travel insurance cover flight delays due to fog?

Because of thick fog, airlines often wait for the weather to get better. This causes flights to take off late many times.

In this situation, the question is whether passengers with travel insurance receive any help if the flight is delayed or canceled.

1. Travel insurance is like a safety net when your flight is late. The insurance company covers all extra costs caused by the delay beyond the time mentioned in the travel insurance policy.

2. If your travel insurance also includes your trip abroad, that’s an extra benefit.

If the flight departs later than scheduled, the insurance company gives a set amount to the person insured.

3. If you need to stay in a hotel because your flight is late, many insurance companies might pay for the hotel expenses in such situations.

4. If the flight is canceled, the insurance company may provide an insurance amount of up to Rs 2 lakh to the passenger.

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