In line with the “One Nation, One Card” initiative, Bank of Baroda, a major government-owned bank in India, has introduced the National Common Mobility Card (NCMC) RuPay Reloadable Prepaid Card.
This advanced card, featuring the RuPay Platinum EMV chip, is created for easy and contactless transactions.
It serves various purposes such as using public transportation, withdrawing cash from ATMs, and making payments online or offline.
The NCMC RuPay Platinum Card is a versatile card that works in different places.
It helps people pay for things like metro rides, and soon it will work for buses, trains, taxis, ferries, tolls, and parking too.
Moreover, you can use the card for regular things like taking out money from ATMs and making payments at stores or online shopping.
Anyone, whether they have an account with the bank or not, can easily get this card from Bank of Baroda branches.
It becomes ready to use right away and can be used for transactions both online and at specific NCMC terminals.
It has a highest online wallet limit of Rs 1 lakh and a highest offline wallet limit of Rs 2,000 at any time.
People who have the card can easily put money into the online wallet using a special website provided by the bank.
If you want to add money to the offline wallet, certain NCMC terminal operators will help you at specific places.
The NCMC RuPay Reloadable Prepaid Card works everywhere on RuPay websites, card machines at stores, and ATMs.
You will get messages on your phone after each transaction, making sure you know what’s happening and keeping your money safe.