There are many ways to save and invest your money. One good option is through post office schemes because they are safe.
One popular scheme is called the Gram Suraksha Scheme. It’s a safe way to invest your money and it can help you in your old age.
The Village Security Scheme is another option. People between 19 and 55 years old can invest in it.
You can invest between Rs 10,000 to Rs 10 lakh every year. You can choose to invest monthly, quarterly, half-yearly, or yearly.
When you turn 80, you’ll get your investment back plus a bonus.
If you pass away before that, the person you choose to receive the money will get it.
What’s special about the Gram Suraksha Scheme?
With this scheme, you can take a loan every four years. After 5 years, you can get a bonus on your investment.You can also end your investment after 3 years.
Here’s an example: If you invest Rs 10 lakh in the Gram Suraksha Scheme when you’re 19 years old, you’ll have to pay Rs 1,515 every month until you’re 55 years old.
That’s like investing Rs 50 every day. When the scheme matures, you’ll get Rs 35 lakh.
