Top 10 Credit Cards for Access to Airport Lounges (See List)

Credit cards that offer access to airport lounges provide a valuable benefit that many cardholders don’t take full advantage of.

Airport lounges are like cozy places where you can relax if you arrive at the airport a bit early before your flight.

You can enjoy delicious food while you unwind in these lounges.

The cost for this privilege is quite low, starting at just Rs. 2 or Rs. 25, depending on whether you have a VISA or MasterCard.

Top 10 Credit Cards You Pay For, but Get Access to Airport Lounges

When you’re looking for a credit card that lets you use airport lounges, it’s important to think about how much the card costs each year.

Some cards might have higher yearly fees but let you use more lounges, while others might have lower fees but give you access to fewer lounges.

It’s also a good idea to think about what else the card offers, like travel insurance, discounts at restaurants, and help with fuel costs, to decide if it’s the right card for you.

Here, you can compare the best credit cards for getting into airport lounges.

Axis Bank Vistara Signature Credit Card

With the Axis Bank Vistara Signature Credit Card, you get 8 free visits to comfortable airport lounges within a year.

You also receive a free Premium Economy Class air ticket and a complimentary Club Vistara Silver membership.

Here’s how you can earn rewards:

• You get 4 CV points for every Rs 200 you spend.
• There are bonus CV points and the chance to get up to 4 Economy class tickets when you reach certain spending milestones.
• You also have insurance coverage for situations like lost baggage and flight delays.
• If you need to, you can convert your purchases into monthly installment payments.

The card has a joining fee and an annual fee of Rs. 3,000.

Axis Bank Vistara Credit Card

With the Axis Bank Vistara Credit Card, you get 8 free visits to domestic airport lounges every year.

You also receive a free Economy Class air ticket and a complimentary Club Vistara Silver membership.

Here’s how you can earn rewards:

• You earn 2 CV points for every Rs 200 you spend.
• There are extra CV points and the opportunity to get up to 3 Economy class tickets when you reach certain spending goals.
• You also have insurance coverage for situations like lost baggage and flight delays.
• If needed, you can change your purchases into monthly payments.

The card has a joining fee and an annual fee of Rs. 1500.

Axis Bank Vistara Infinite Credit Card

With the Axis Bank Vistara Infinite Credit Card, you receive:

• A free Business Class air ticket and a complimentary Club Vistara Gold membership.

Here’s how you can earn rewards:

• You earn 6 CV points for every Rs 200 you spend.
• There are extra CV points and the chance to get up to 4 Business class tickets when you reach certain spending goals.
• You also have insurance coverage for situations like lost baggage and flight delays.
• If needed, you can change your purchases into monthly payments.
• You can access a 24/7 dedicated concierge service to assist you.

The card has a joining fee and an annual fee of Rs. 10,000.

Axis Bank Magnus Credit Card

With the Axis Bank Magnus Credit Card, you get:

Unlimited free access to lounges, both in India and around the world.

You can choose either a free economy class flight ticket to any domestic destination or a Tata CLiQ voucher worth Rs. 10,000 as your yearly benefit.

Here’s how you can earn rewards:

• You receive 12 Axis EDGE rewards points for every Rs. 200 you spend.
• Enjoy a 15% discount on stays at Oberoi Hotels.
• Get up to Rs. 500 off on your second ticket when you book with BookMyShow.
• Save up to 40% at over 4,000 restaurants across India.
• You also have insurance coverage and access to medical services like a second medical opinion and preventive healthcare assistance.
• Earn 25,000 EDGE reward points, which are worth Rs. 5,000, when you spend Rs. 1 lakh each month.

The card has a joining fee and an annual fee of Rs. 10,000.

SBI Card Elite

With the SBI Card Elite, you get:

• 8 free visits to domestic lounges and 6 visits to international lounges each year.
• A gift voucher worth Rs. 5,000.
• You earn 5 times the reward points when you dine out, shop at departmental stores, or buy groceries.
• For all other purchases except fuel, you earn 2 reward points for every Rs. 100 you spend.
• You can earn 10,000 extra reward points when you spend Rs. 3 lakhs or Rs. 4 lakhs annually.
• Enjoy fuel surcharge waivers.
• Get discounts when you dine out.
• Receive free movie tickets.

The card has a joining fee and an annual fee of Rs. 4,999.

AU Bank Zenith Credit Card

With the AU Bank Zenith Credit Card, you get:

• 16 free visits to domestic airport lounges and 8 visits to international airport lounges.
• Receive vouchers worth INR 1,000 on your first retail purchase.
• Earn a bonus of 10,000 reward points when you spend Rs. 1 lakh on retail purchases.
• Enjoy a lower fee of 1.99% on international transactions.
• Earn 5 times the points for every Rs. 100 spent on any purchase.
• Get 10 times the points for every Rs. 100 spent on groceries, international payments, and departmental stores.
• Earn 20 times the points for every Rs. 100 spent on dining at standalone restaurants.

The card has a joining fee and an annual fee of Rs. 7,999.

Club Vistara SBI Card PRIME

With the Club Vistara SBI Card PRIME, you receive:

• 8 free visits every year to Domestic VISA Lounges in India.
• When you pay your Annual or Renewal fee, you get a Premium Economy ticket as an E-Gift Voucher.

Here’s how you can earn rewards:

• You earn 4 CV Points for every Rs. 200 you spend.
• Spend Rs. 75,000 within 90 days of getting the card, and you’ll receive a bonus of 3,000 CV Points.
• You get a Premium Economy ticket when you reach annual spending milestones of Rs. 1.5 lakhs, Rs. 3 lakhs, Rs. 4.5 lakhs, and Rs. 8 lakhs.
• You also get a free membership to the Priority Pass Program, which is worth $99.
• You can visit international Priority Pass Lounges four times a year (maximum of two visits per quarter).

The card has a joining fee and an annual fee of Rs. 2,999.

SBI Card PRIME

With the SBI Card PRIME, you receive:

• 8 free visits to domestic lounges and 4 free visits to international Priority Pass lounges outside India in a year.
• A gift voucher worth Rs. 3,000.
• You earn 10 reward points for every Rs. 100 spent on dining, groceries, departmental stores, and movies.
• When you spend Rs. 50,000 in a calendar quarter, you get a Pizza Hut e-Voucher worth Rs. 1,000.
• If you spend Rs. 3 Lakhs in a year, your renewal fee is waived.
• When you spend Rs. 5 Lakhs in a year, you receive an e-Gift Voucher worth Rs. 7,000 from Yatra.com/Pantaloons.
• You enjoy a complimentary Trident Privilege Red Tier Membership.
• You also get a complimentary Club Vistara Silver membership with 1 Upgrade Voucher, and you earn 9 Club Vistara Points for every Rs. 100 spent on Vistara flights.

The card has a joining fee and an annual fee of Rs. 2,999.

HSBC Platinum VISA Credit Card

With the HSBC Platinum VISA Credit Card, you get:

• 3 free visits to airport lounges, both in India and abroad.

You also receive:

• An Amazon voucher worth Rs. 500.
• A Swiggy voucher worth Rs. 250.
• On Saturdays, you can enjoy buy-one-get-one-free movie tickets on BookMyShow, up to Rs. 250.
• A 15% instant discount on certain products in Lifestyle, Electronics, and Luxury categories.
• 5% cashback, up to Rs. 750, when you book Indigo flights on the airline’s website on Saturdays and Sundays.

There is no annual fee for this card.

Remember that the fees and yearly charges mentioned in the table can change and may be different for each bank.

It’s a good idea to read the terms and conditions of any credit card carefully before you decide to apply.