Loan Certificate: Easily get your SBI Home Loan Interest Certificate Online

SBI New Service:

The year is about to end, and it can be expected that the salaried people will have all the investment proofs for the financial year 2022-2023, which they will submit to the accounts department of their office for tax calculation.

Among the many tax benefits the government allows, income tax exemption under 80C is the most common among salaried and individual taxpayers.

Another very popular tax exemption comes under section 24.

This allows homeowners to claim a deduction of up to Rs 2 lakh under the interest on home loan deduction under section 24 of the Income Tax Act.

Simply put, a home loan certificate is a statement of your home loan account sent to you by your bank or lender.

It is a detailed document of your home loan repayment, which includes a summary of the interest and principal amount paid towards your home loan for the specified financial year.

Explain that a provisional interest certificate, indicating the amount payable for that year, is often also receivable at the beginning of the financial year.

Download a Certificate like this

1. Home loan borrowers can now view/download the interest certificate (provisional) of their home loan account(s) by using www.onlinesbi.com/personal.

2. Log on to the Personal Banking section of the Internet Banking site with your credentials and select the ‘Home Loan Int. Cert (Prov)’ link under the ‘Enquiries’ tab.

3. Then select the account for which you need the Home Loan Interest Certificate. The certificate can be viewed online, printed, or downloaded in PDF.

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